Every financial institution offers a checking account. Why use HGE Credit Union's Checking Account? Here are a few features on why to use our checking accounts:

  • No minimum balance required

  • No fees at 25,000 ATMs nationwide

  • Dividends paid on all checking accounts over $100 daily balance

  • No fees to talk to a teller over the phone or in person. We love our members. Never a fee!

  • No monthly service charges*

  • Free online banking/mobile banking to monitor your account

  • Direct deposit and payroll deposits

  • Free e-Statements

  • Free online bill pay

  • Free checks** (For members over 65 years old)

  • Instant issue debit card***

  • Overdraft protection is available

  • Federally insured to at least $250,000 and backed by the National Credit Union Administration (NCUA)

*If your account falls below $100 at any time during the month, there is a $5 charge that will be applied on the last day of the month. Members 65 and over take advantage of our no service fee for checking accounts.
**For members over 65 years old, we offer 2 free boxes annually. Each box contains 150 checks. (No duplicate checks are available for the free boxes.)
***Instant issue debit cards are available until 4:00 p.m. daily. Please be paitent when you are here as it may take 10-15 minutes to issue the debit card. Thank you.
To report a lost or stolen debit card after hours, call (800) 791-2525.

KickStarter Checking Accounts

  • KickStarter Checking Accounts are designed for 14 to 18-year-olds who would like to have a checking account.

  • KickStarter Checking Accounts include all the same benefits as regular checking. Checks, Debit Cards, Home Banking, Mobile Banking.

  • To open a KickStarter Checking Account, they will need a job, and we recommend they set up direct deposit to their HGE Credit Union account. Also, we will require their parent to be signed on to their checking account until they turn 18.

  • KickStarter Checking Accounts will not be charged for the balance below the $100 service fee. Once they turn 18 years old, they will be moved to a regular checking account, and all fees will be in place.